Waiver and Illegality 25.1 The failure or delay on the part of CIMB Bank in exercising any right, power, privilege or remedy under this Agreement upon any default on your part shall not impair any such right, power, privilege or remedy or be construed as a waiver thereof or any acquiescence in such default. The limit in (b) may be changed without seeking your consent. The 'Purpose of Payment' declaration is a compulsory Bank Negara Malaysia requirement. Visit the CIMB SG website to view these offers. 11.4 All notices from you to CIMB Bank shall be effective only upon CIMB Bank duly recording the same in its records. 8.8 Upon the completion of an investigation, CIMB Bank shall make reasonable endeavours to correct any error and to make the necessary adjustments to your Accounts and notify you of the adjustments made pursuant thereto. 6.4 All fees and charges including but not limited to telephone and telecommunication charges relating to your access and connection to CIMB Clicks and the internet and any fees and charges imposed by any Network Service Provider shall be borne solely by you and CIMB Bank shall neither be responsible nor liable in relation thereto. General Lien In addition and without prejudice to any right which CIMB Bank may have under law or otherwise, all funds, instruments and other property belonging to you in the possession or control of CIMB Bank shall be subject to a general lien in favour of CIMB Bank in respect of all sums or other liabilities now or at any time hereafter due, owing or incurred by you to CIMB Bank on the Accounts or on any of the Banking Services, or otherwise in any manner whatsoever, in any currency, whether actual or contingent, joint or several and CIMB Bank may apply the proceeds thereof in settlement of those sums and liabilities. 24.9 CIMB Bank may provide additional services, benefits or programs in connection with the use of your Cards. for the first $50,000 in your account Maximum Interest Rate: 0.75% p.a. Select your Own CIMB Bank Singapore Account from the 'To' dropdown list. 9.5 CIMB Bank is not liable in any way should you encounter any problems with the goods and services that you obtain through the use of your Card nor is CIMB Bank responsible for any benefits, discounts or programs of any merchant that is made available to you. 12.7 CIMB Bank may suspend, add, withdraw, or change the frequency and manner of use of the Electronic Channels, the Banking Services, transaction limits, operating hours, types of facilities and services available through the Electronic Channels. 11.2 All notices and communications sent by CIMB Bank to you, shall, unless otherwise specified herein or in the said notice or communication, be deemed to have been received and effective as follows: (a) If by A.R registered post, upon receipt of a duly signed A.R card. Get full details here. Trade with the support of award-winning research now. Your CIMB FastSaver account number will be issued instantly upon successful application. Should CIMB Bank set aside or hold monies in your Account, the balance in your Account shall be reduced by the amount of such monies that are set aside or held by CIMB Bank. 10.3 CIMB Bank may without notice to you and with immediate effect vary this Agreement where changes or amendments are necessitated by an immediate need to restore or maintain the security of a transaction or any of the Electronic Channels, Banking Services and/or your Accounts. Getting started – Account Criteria for opening a CGS-CIMB Contracts for Difference ("CFD") account. Be cautious of phishing websites targeting CIMB Singapore customers. Upon receipt of your Card, you should sign the Card if you intend to use it. Secure Messaging Service 19.1 The Secure Messaging Service shall be used by you only for the transmission of messages related to your Accounts and the Banking Services and not for any other purpose. The right to suspend your access to and use of the Electronic Channels and the Banking Services may be exercised by CIMB Bank at any time it has reasonable grounds to believe that Security Information and/or Card has been compromised in any way whether or not notification is made pursuant to Clause 2.4. 7. You shall not effect or attempt to effect any Retail Purchasing transaction that would result in the Spending Limit being exceeded. (d) Any failure or delay caused by your internet browser or other software, computer virus or related problems. "you", "your" or "yourself" means CIMB Bank's customer in whose name one or more Accounts are held with CIMB Bank and to whom a Card and PIN has been issued and each person who uses or is authorised to use an Internet e-Pin, Internet Banking Password, One Time Password and a CIMB Clicks User ID or other means of access as may be established or approved by CIMB Bank. Exclusions of Liability 9.1 CIMB Bank does not make any warranties or representations of any kind whatsoever with respect to Electronic Channels and the Banking Services provided by CIMB Bank, whether express or implied and, subject to Clause 9.5, shall not be responsible or liable for any loss whatsoever howsoever arising whether in tort, contract or otherwise, in relation to the provision of the Electronic Channels and the Banking Services whether suffered by you or any other person with the exception of loss which is caused by the fraudulent or gross negligent conduct of CIMB Bank's Officers. CIMB Bank may exercise this right even if your Account would be overdrawn as a consequence. 21. "CIMB Bank" means CIMB Bank Berhad (Company number: 13941-P) and includes its successors in title and assigns and where applicable any of them. 6.2 CIMB Bank may at any time and upon written notice to you change such fees and charges. Base Interest Rate: 0.30% p.a. Click here for more info. (c) Any of the Banking Services not being accessible, available or functioning. Copyright © {0} CIMB BANK BERHAD (13491-P), Deposit / Withdrawal in Foreign Currency Notes Price List, Early account closure fee (for accounts closed within 6 months), ATM Card and/or linking of account of existing ATM Card, S$10 per new ATM Card or for linking of account to existing ATM Card, Excess limit fee (incidental overdraft charges for accounts without credit limits), SGD Prime Rate + 5% or minimum S$20 (whichever is higher), Monthly Account Fee (with effect from January 2013), S$1 (waived if you opt out of paper statements), Fall-below fee (for average daily balance below S$3,000), Early account closure fee (for account closed within 6 months), Excess limit fee (for incidental overdraft charge for account without credit limits), SGD Prime Rate + 5% or minimum S$20, whichever is higher, S$1 (waived if Opt Out of Paper Statements), Fall-below fee (if average balance is less than US$1000), S$1 equivalent (waived if opt out of paper statements), Withdrawal in Foreign Currency Notes (Subject to availability), Fall-below fee (if average daily balance is less than US$1000), USD1,000 / AUD1,000 / EUR1,000 / GBP1,000 / JPY500,000, Fall-below fee (if the average daily balance is less than the minimum initial deposit balance), US$20 / EUR15 / GBP 10 / AUD20 / JPY2,000, S$1 equivalent (waived if you opt out of paper statements), Minimum USD10 / AUD10 + interest (USD / AUD Prime Rate + 5%) on amount overdrawn, Minimum EUR7.50 / GBP5 + interest (EUR / GBP Prime Rate + 5%) on amount overdrawn, Minimum JPY1,000 + interest (JPY Prime Rate + 5%) on amount overdrawn. You will be required to make an Account Linking Request through CIMB Clicks. Shariah-compliant equivalent available. A 6 digit Activation Code will be sent to you via SMS within 1 business day upon account activation for you to perform your First Time Login. If you close any Account pertaining to any Transfers or Payments any unprocessed Transfers or Payments scheduled from that Account or to be paid into that Account will also be cancelled on the day that Account is closed. Where no such notice is received by CIMB Bank within the said 14 days, such statement, confirmation and advice shall as against you be deemed as true, correct and accurate and shall be conclusive evidence of the matters stated therein. You are only required to link your account once. Open an account today with CIMB. Variation 10.1 CIMB Bank may by notice to you vary this Agreement. (j) Any prohibition, suspension, delay or restriction of your access to CIMB Clicks by the laws and regulations of any country from which you access CIMB Clicks. (r) Any loss which is caused by third parties. Unless otherwise stipulated, all out of pocket expenses including cost of postage, telecommunication, transportation, correspondences, goods & services tax or agent’s charges are for customers’ account. 2.6 Upon CIMB Bank's receipt and logging of your notification made pursuant to Clause 2.4, CIMB Bank may suspend your access to the Electronic Channels and the Banking Services until new Security Information and/or Card is issued and the issues are resolved to the satisfaction of CIMB Bank. 24.10 Should you make any arrangement with any financial institution for the credit of your Deposit Account, whether at regular intervals or otherwise, and should your Deposit Account be terminated and replaced with another Deposit Account whether because of loss of your Card or otherwise, such arrangement shall continue in relation to your new Deposit Account as from the date when the first Statement with respect to the new Deposit Account is sent to you. Note:  Unlike other bonus saver accounts in Singapore, the CIMB FastSaver account does not required you to fulfill a range of criteria to be eligible for bonus interest rates. Does anyone have CIMB Fastsaver account referral code? From 1 January 2012 onwards, in accordance to the MAS notice on the "Sale of Investment Products", all broking firms are required to conduct Customer Knowledge Assessment on clients trading in unlisted Specified Investment Products such as CFDs. (f) Any intrusion, interference or attack by any person, computer virus or other harmful components or deleterious programs or files (including, without limitation, those commonly known as Trojan horses, worms and macros). Follow the on screen instructions to activate your Security Device. "Account" means a savings, current, fixed deposit, foreign currency, loan/financing, credit card, debit card, investment or any other account or products opened by you with CIMB Bank as may be accessed through Electronic Channels as determined by CIMB Bank from time to time or as agreed between CIMB Bank and you and includes a Deposit Account. InterpretationIn this Agreement: (a) references to Clauses are to clauses of this Agreement; (b) words importing a gender include every gender; (c) headings are for convenience only and shall not affect the interpretation hereof; and (d) unless the context otherwise requires or permits, references to the singular number shall include references to the plural number and vice versa and references to natural persons shall include bodies corporate. 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